Payment OptionsDavenport, IA
At Schommer Dental, our goal is to maximize your insurance benefits and make any remaining balance easily affordable. It is important for you to understand that your dental insurance is a contract between you and your insurance company, which is set up through your employer. If you have concerns on the type of coverage, it is best to talk with your employer. All estimated co-pays and deductibles are due at the time of service. If you have any questions regarding your insurance benefits, please don’t hesitate to call our office at (563) 272-2331 and we will assist you with your concerns.
Our practice accepts most dental insurance programs. Insurance companies can be difficult and challenging to understand. No insurance pays 100% of all procedures. Dental insurance is meant to be an aid in receiving dental care. Many patients think their insurance pays 90%-100% of all dental fees. This is not true! It covers a limited amount of services in any given year. This limit can be anywhere between $500-$2500 per calendar year and, unfortunately, has not increased within the last 40 years, therefore, dental plans traditionally are good only for basic dental services such as routine check-ups, cleanings, and possibly some emergency treatments, like root canals and/or crowns.
Please understand that we file dental insurance as a courtesy to our patients. We are not responsible for how your insurance company handles its claims or for what benefits they pay on a claim. We can only assist you in estimating your portion for the cost of treatment. We at no time guarantee what your insurance will or will not do with each claim.
Most importantly, please keep us informed of any insurance changes such as policyholder's name, insurance company, or a change of employment.
We offer multiple options for financing your dental treatment.
Option 1 | We accept major credit cards such as Visa, Mastercard and Discover.
Option 2 | We also accept third party financing such as Care Credit and Wisetack.
We offer simple and transparent financing through Wisetack on jobs up to $25,000. The application takes about a minute to complete, and checking your loan options does not impact your credit score. If you’d prefer to pay over time and want to learn more about our options, contact us for more information. Prequalify Now
As a service to our patients, we are pleased to accept the CareCredit card, the nation's leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. You can begin your treatment today and conveniently pay with low, monthly payments.
CareCredit offers a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 and up, CareCredit offers 24, 36, or 48 month plan options with low monthly payments available.
CareCredit can be used by the whole family for ongoing treatment without having to reapply and by using CareCredit for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply Now or see our staff for more details.
Check out what others are saying about our Dental services on Yelp: Dentist Davenport
Thinking about getting partial dentures? Continue reading to learn more about this tooth-replacement option. Partial dentures are becoming increasingly popular. Dentures are a practical tooth replacement option, but it takes some time to become used to your new partial dentures. The good news is that you do not have to give up your comfort to…
It is important to see your general dentistry office twice a year for regular cleanings and checkups and to make sure you do not need any procedures like a root canal. The cleanings will not only remove plaque that is building up on your teeth which reduces tooth decay, but this will also help prevent…
General dentistry services are designed to improve a patient’s long-term oral health. Although the services offered by general dentists vary, common services include routine cleanings, cavity fillings, scaling and root planing, dental crowns, and root canal therapy.On the first visit with a general dentist, they will conduct an oral examination and determine what treatments are…
A dental crown is an ideal solution for restoring teeth. But there are particular problems that can occur with a crown. If you experience any complications after your crown is placed, you should contact your dentist as soon as you can. Several clues can tell you that your dental crown needs the dentist’s attention. Read…
Dental implant placement requires a period of recovery. Understanding the expected amount of time that it takes to recover and learning useful tips on how to help your mouth heal faster are certainly helpful when preparing mentally and physically for the dental implant placement and aftercare process. Dental implants are placed into the jaw through a…